Welcome to our website! As we have the ability to list over one million items on our website (our selection changes all of the time), it is not feasible for a company our size to record and playback the descriptions on every item on our website. However, if you are an American with a disability we are here to help you. Please call our disability services phone line at (716) 775-7077 during regular business hours and one of our kind and friendly personal shoppers will help you navigate through our website, help conduct advanced searches, help you choose the item you are looking for with the specifications you are seeking, read you the specifications of any item and consult with you about the products themselves. There is no charge for the help of this personal shopper for any American with a disability. Finally, your personal shopper will explain our Privacy Policy and Terms of Service, and help you place an order if you so desire.

West Creek Financial - lease-purchase program

NO CREDIT NEEDED & 90 DAYS CASH PAYMENT OPTIONS

9 out of 10 are approved regardless of your credit history. Instead of using credit history, our approvals are based on verification of income, employment and checking account.

The finance company purchases the merchandise for you after which you lease back the items with payments on your pay schedule. Lease payments are 15% of the invoice per month. example: $1,000 invoice = $150/mo payment. The terms of the lease/purchase agreement are for 12 months.

  • Photo ID
  • SSN or Tax ID Number
  • Checking Account
  • A debit card with at least $40

There is simply a processing fee of $40 which is refundable if the customer chooses not to proceed with financing.

90 Days same as cash – You pay only the invoice amount and the application processing fee within 90 days of the delivery date. 65% buyout option – After 90 days you may own the merchandise outright by simply paying 65% of the balance left on the account.

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Synchrony Financial

Synchrony Financial is a leader in consumer financial services with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States. Synchrony Financial can provide you with promotional financing for major purchases, offering you a budget-friendly way to help you get what you really want or need. Expand your purchasing power and convenience with Synchrony.

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Mariner Finance

We’ll match you with the loan that meets your immediate needs and helps you realize your long-term dreams. We understand that every borrower, and borrower need, is different. So we take the time get to know you.

Mariner Finance, with its affiliates, operate over 450 branch locations in twenty two states, working and living as close to our customers as we can. Chances are we’re in your neighborhood, or we will be soon as we continue to grow. Our experienced team members are ready to assist with your financial needs.

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