Synchrony Financing

AT SELECT SYNCHRONY HOME
LOCATIONS, ENJOY

12-60

MONTHS

Promotional Financing

on qualifying purchases.

AT SYNCHRONY HOME AND OTHER
ACCEPTING LOCATIONS, GET

6

MONTHS

Promotional Financing

on purchases of $299 or more.

BENEFITS OF THE
SYNCHRONY HOME™
CREDIT CARD

  • 6 Months Promotional Financing on purchases of $299 or more.
  • 12 to 60 Months Promotional Financing on qualifying purchases at select Synchrony HOME locations.
  • Online account management and customer service
  • A dedicated credit limit for home purchases from furniture and décor to appliances and more, with buying power to help you get what you want and need for your home*
  • No annual fee 2 and the ability to request a credit limit increase.
  • $0 fraud liability and 24/7 secure account management

*Subject to credit approval.

  • Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
  • For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their cardholder agreements for their applicable terms.
  • You may be required to provide your annual net income if we do not have your recent information on file.

MANAGE YOUR ACCOUNT WITH SYNCHRONY

Make payments, view your balance, update account information and schedule up to 12 payments at a time.

Apply Now

What is the Lake Effect Furniture and Mattress Synchrony HOME™ Credit Card?

Lake Effect Furniture and Mattress offer customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME Credit Card is accepted, including Lake Effect Furniture and Mattress locations.*

*Subject to credit approval.

How do I apply for a Lake Effect Furniture and Mattress Synchrony HOME™ Credit Card?

You can apply for a Lake Effect Furniture and Mattress Synchrony HOME Credit Card by applying online or at any Synchrony HOME retailer location. Click here to apply online or here to find your nearest participating store location

How do I manage my account online?

To manage your Lake Effect Furniture and Mattress Synchrony HOME Credit Card account online, click on the Manage My Account link above/below to go to the Synchrony Bank website. Aer logging in to your account, you will be able to:

  • Make a payment.
  • View your balance.
  • Update your account information.
  • Schedule up to 12 future payments.

How can I make a payment on my Lake Effect Furniture and Mattress Synchrony HOME™ Credit Card?

There are three convenient ways to pay your bill.

Pay Online:  Click here to manage your account and make payments online.

Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.

Pay by Phone: Contact Synchrony Bank Customer Service 1-844-335-5909 during the hours listed below to make a payment by phone.

Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061

Monday - Sunday 7:30 am to 12:00 midnight EST